That's really great, thanks for your help on this. If you have any interest in learning harmonica let me know and I'll be happy to set you up with a free membership to my website.
I downloaded it, but I forgot to mention in the original post that I'm still running 10.0.4 (next year I'll upgrade FCPX and many other things when I have some time). Hopefully, that won't be an issue.
"Keep in mind the new version that I posted will overwrite the previously installed version. Also - there is still some odd behavior regarding the availability of the text style setting for the top line. As far as I can see it's not that big of a deal ..."
I only use one line anyway with basic Verdana, so if the bottom line works better, I can just use that. In case this version doesn't work in 10.0.4, but still re-writes over the old one, would it be possible to save it out of Motion with a different name so I can load it into the Motion Templates folder as a 3rd party alternative? This would also keep it from being written over (I'm guessing) with the next FCP X update?